The subfund is intended for people born in the period 1983-1987. People of a different age who assess the subfund’s investment policy to be better adjusted to their needs may also transfer their funds to the PFR PPK 2045 subfund.
The fund’s investment policy changes over time and assumes a gradual increase in the Participants’ investment security together with the approaching target date, i.e. the moment of fund withdrawal. Therefore, the proportion of debt instruments and equity instruments in the fund portfolio will change over time. By the end of 2024, the equity part may constitute from 60% to 80% of the value of the subfund’s assets and the debt part from 20% to 40% of the value of the subfund’s assets. With the passage of time, the share of debt instruments in the subfund’s assets will increase. A detailed description of the PFR PPK 2045 investment policy is included in Article 58 of the PFR PPK SFIO Statute.